Personal Loans
Designed for everyday needs such as education, healthcare, home repairs, or emergencies.
Key Features
Fully Digitalized Experience
Our loan process includes online applications, remote identity verification, and digital contract signing to streamline the user experience and save time.
Tailored Financial Solutions
We design credit products based on each client's financial behavior, credit history, and specific needs, ensuring that every loan aligns with their real-life goals.
Unsecured Credit Options
Most of our loans do not require collateral, making it easier for individuals with good credit to access funds quickly.
Clear and Transparent Contracts
We provide all loan terms upfront, ensuring there are no hidden fees or unpleasant surprises down the road.
Our Services
With a strong commitment to responsible lending, transparency, and privacy, we help our clients access the credit they need with ease, speed, and security.
Freelancers Loans
Tailored financing solutions for independent workers and small business owners
Employee Loan
We offer low-interest, payroll-deduction loans to employees.
Flexible Repayment
Clients can choose payment match their income cycles.
Privacy Policy and Loan Agreement
Flexible terms and limits based on the borrower's profile and repayment ability.
Privacy Policy
At Servicios Financieros del Guadiana, we take privacy seriously. we ensure that:
- Personal data is used solely for identity verification, credit analysis, and loan administration;
- We never sell or rent client information to third parties;
- Advanced data encryption standards (AES, SSL) are employed to protect information;
- Customers can request updates or deletion of their data at any time.
Loan Agreement
All clients are provided with a clear and comprehensive loan agreement before signing. This contract includes:
- The loan amount and disbursement date;
- Interest rates (fixed or variable) and the total annual cost (CAT);
- Installment amounts, number of payments, and due dates;
- Penalty interest rates, default handling, and collection procedures;
- Borrower rights, early repayment clauses, and liability limitations.